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Top Rewards Credit Cards

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Triangle™ Mastercard ®

Annual Fee

$0

Purchase Interest Rate

19.99%

Cash Advance Rate

22.99%

Balance Transfer Rate

22.99%

Additional Rates and Fees

  • Rewards: Collect 4%† back at Canadian Tire, Sport Chek®, Atmosphere®, Sports Rousseau®, Hockey Experts®, L’Éntrepôt du Hockey® and participating Mark’s®/L’Équipeur and Sports Experts stores. Collect 5¢ back per litre in Canadian Tire Money® on all fuel types at Gas+ and participating Husky stations1
  • Sign Up Bonus: N/A
  • Minimum Income Required: N/A

American Express Cobalt™ Card

Annual Fee

$120

Purchase Interest Rate

19.99%

Cash Advance Rate

22.99%

Balance Transfer Rate

N/A

Additional Rates and Fees

  • Welcome Bonus: In your first year as a new Cobalt Cardmember, you can earn up to 30,000 Membership Rewards® points in a year.
  • Rewards: In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card.
  • Minimum Income Required: $40,000

Scotiabank®* Gold American Express®Card

Annual Fee

$120

Purchase Interest Rate

19.99%

Cash Advance Rate

22.99%

Balance Transfer Rate

N/A

Additional Rates and Fees

  • Sign Up Bonus: Earn up to $300 in bonus reward points◊.
  • Rewards: Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment. Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services. Earn 1 point for every $1 you spend on all other eligible everyday purchases.
  • Minimum Income Required: $20,000

Triangle™ World Elite Mastercard®

Annual Fee

$0

Purchase Interest Rate

19.99%

Cash Advance Rate

22.99%

Balance Transfer Rate

22.99%

Additional Rates and Fees

  • Sign Up Bonus: N/A
  • Rewards: Collect 4%† back at Canadian Tire, Sport Chek®, Atmosphere®, Sports Rousseau®, Hockey Experts®, L’Éntrepôt du Hockey® and participating Mark’s®/L’Équipeur and Sports Experts stores. Collect 3%1 back in Canadian Tire Money® when you shop at grocery stores (on the first $12,000 per year). Excludes Costco and Walmart. Collect 4%† back in CT Money® on qualifying purchases when you shop at Canadian Tire, Sport Chek®, Atmosphere®, Sports Rousseau®, Hockey Experts®, L’Éntrepôt du Hockey® and participating Mark’s®/L’Équipeur and Sports Experts stores

  • Minimum Income Required: $80,000

SCENE® Visa*

Annual Fee

$0

Purchase Interest Rate

19.99%

Cash Advance Rate

22.99%

Balance Transfer Rate

N/A

Additional Rates and Fees

  • Sign Up Bonus: Earn 2,500 SCENE bonus points with your first $500 in everyday purchases in first 3 months*
  • Rewards: Earn 1 SCENE point for every $1 you spend on credit card purchases Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at 
  • Minimum Income Required: $20,000

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