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CIBC Adapta™ Mastercard® credit card

CIBC Adapta™ Mastercard®

View Product
Annual Fee
$0
Purchase Interest Rate
21.99%
Cash Advance Rate
22.99%
Balance Transfer Rate
22.99%

Welcome Offer: Join and get up to $200 in value† for no annual fee.†

Here’s how it adds up:

• Receive a Welcome Bonus of 3,000 Adapta points after your first purchase (up to $25 value)†

• Get 3,000 Adapta points when you spend $1,000 in the first 4 monthly statement periods (up to $25 value)†

• As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110)†

• Includes membership to Roadside Assistance† after you make your first purchase. Services include battery boosting, gas delivery, towing and more, offered by Dominion Automobile Association ($50 value)†

How do Adapta points work?

Each month, you’ll automatically earn:

• 1.5 Adapta points for every dollar you spend in your top 3 spend categories.†; or

• 2 Adapta points for every dollar you spend on eligible travel purchases made through CIBC by Expedia†; or

• 1 Adapta point for every dollar you spend on all other purchases.†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.†

What are Adapta points worth?

• 1,500 Adapta points are worth $10 when redeemed towards your credit card balance or a recent purchase.†

• 1,200 Adapta points are worth $10 when redeemed towards select CIBC financial products.†

This offer is not available for residents of Quebec.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Adapta card within the last 12 months.†

†Terms and Conditions Apply. Select view product to learn more.

Product information on this page is provided for general information only and may not reflect the most current terms. Fees, interest rates, rewards and offers can change at any time, and not all terms and conditions are included. Always check the full details on the card issuer’s website before you apply. Approval is at the issuer’s sole discretion. This information isn’t financial advice and Borrowell may receive compensation if you apply for one of the products mentioned.