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United® MileagePlus® Neo World Elite® Mastercard credit card

United® MileagePlus® Neo World Elite® Mastercard

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Annual Fee
$89
Purchase Interest Rate
19.99% - 29.99%
Cash Advance Rate
22.99% - 31.99%
Balance Transfer Rate
N/A

The only co-brand credit card with United that helps everyday Canadians turn their daily spending into real travel rewards.

See if you qualify first—no hard credit check, no impact to your credit score.

Welcome Bonus: up to 25,000 MileagePlus miles*

  • 5,000 miles on card activation and first transaction
  • Additional 15,000 miles when you spend $3,000 net of refunds within 3 months of application
  • Renewal Bonus: 5,000 miles per year when account remains open and active with eligible spend within 365 days

Earn rates:

  • 1.25 miles per $1 on United & Star Alliance flights
  • 1 mile per $1 on dining & groceries
  • 0.75 miles per $1 everywhere else
  • Bonus miles through Neo's merchant 10K+ partner network

United Travel Rewards:

  • Free first checked bag: On United-operated flights
  • Priority boarding: Group 2 on United flights for primary cardholder and travel companions
  • Nexus fee credit: Up to $120 USD every 5 years
  • Global reach: Earn and redeem across 25+ Star Alliance partner airlines
  • Save at least 10% on every United award flight – and Premier® members with a United card will save at least 15%.
  • Additional inventory of Saver Award seats in United Polaris business class
  • Earn more miles on standard United tickets – and get additional miles when you pay with the card

Additional Benefits

  • Mastercard Zero Liability
  • Extended Warranty
  • Purchase Protection
  • Auto Rental Collision Loss Damage Coverage
  • Rental Card Theft, Damage, Accident, Personal Effects Coverage
  • Out of Province & Country Emergency Medical Coverage
  • Trip Interruption & Cancellation Coverage
  • Flight & Baggage Delay Coverage
  • Hotel & Motel Burglary Coverage
  • World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access.

To be eligible, $80,000 (individual) or $150,000 (household) annual income is required

Product information on this page is provided for general information only and may not reflect the most current terms. Fees, interest rates, rewards and offers can change at any time, and not all terms and conditions are included. Always check the full details on the card issuer’s website before you apply. Approval is at the issuer’s sole discretion. This information isn’t financial advice and Borrowell may receive compensation if you apply for one of the products mentioned.