
BMO VIPorter World Elite®* Mastercard®*
- Annual Fee
- $199
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 23.99%
- Balance Transfer Rate
- 23.99%
Limited time offer: Claim your share of 50 million bonus VIPorter points. Plus, get the current welcome offer of up to $2,400 in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.*
Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Earn VIPorter points on everyday purchases:
- Earn 3 points for every $1 spent on Porter purchases.*
- Earn 2 points for every $1 spent on gas and transportation.*
- Earn 2 points for every $1 spent on groceries and dining.*
- Earn 2 points for every $1 spent on hotel accommodations.*
- Earn 1 point for every $1 spent everywhere else.*
Exclusive VIPorter Benefits:
- One round-trip companion pass per year.*
- One complimentary checked bag.*
- One complimentary carry-on bag on all Porter fare types.*
- Free PorterClassic seat selection.*
- Priority re-accommodation for flight delays.*
- Priority check-in, security, and early boarding.*
- No VIPorter points expiry.*
- Earn $1 of Qualifying Spend for every $25 spent.*
- This benefit applies to up to 8 companions traveling on the same booking.
Comprehensive Travel Coverage:
Your BMO VIPorter credit card includes:
- 21-day out-of-province or out-of-country emergency medical insurance.*
- Car rental collision/loss damage insurance.*
- Common carrier insurance.*
- Flight delay insurance.*
- Baggage insurance.*
- Hotel burglary insurance.*
- Extended warranty and purchase protection for confident shopping.*
Mastercard Travel Pass:
Enjoy complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member, enjoy lounge access for a fee of just US$32 per person, per visit.* * Registration is required. Visit the Mastercard Travel Pass website or use the mobile application to register.
Additional Perks:
- Car Rentals: Save up to 20% at National Car Rental®†† and Alamo Rent A Car®††, and up to 5% at Enterprise Rent-A-Car®†† worldwide when using the Car Rental Booking tool.*
- Travel Rewards: Discover a world of Mastercard Travel Rewards cashback offers when you shop, dine, and relax with partners outside of Canada.*
- Booking.com: Save up to 7% on prepaid hotel or property rental bookings at booking.com/mastercardcanada.*
- Digital Services: Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.*
Quebec Residents: Cash Advance and Balance Transfer rate is 21.99%.*
*Terms & Conditions apply
Product information on this page is provided for general information only and may not reflect the most current terms. Fees, interest rates, rewards and offers can change at any time, and not all terms and conditions are included. Always check the full details on the card issuer’s website before you apply. Approval is at the issuer’s sole discretion. This information isn’t financial advice and Borrowell may receive compensation if you apply for one of the products mentioned.
