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Here's What People Are Saying About Borrowell

Wondering if Borrowell is legit? Here are some of the latest reviews from our members! Over two million Canadians have signed up for Borrowell to get their free credit score, improve their financial health, and find the right products that match their credit profile.

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Borrowell Reviews

Reviews From Our Latest Borrowell Members

  • Profile Picture - Asian Woman

    Andrea B.


    5 Stars

    I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!

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  • Profile Picture - Caucasian Male

    Ashvin G.


    5 Stars

    Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.

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  • Profile Picture - African American Female

    Courtney M.


    5 Stars

    Love this! I was a little skeptical at first but it tells you who you still owe and how much. Currently using this to view my credit and pay off what I owe.

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Want to Read More Reviews?

We have over 13,000 reviews on the App Store and over 7,000 reviews on the Google Play Store. See what our members are saying about Borrowell's free credit monitoring app!

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Success Stories from Borrowell Members

Amanda's story: back on track

Amanda Got Her Finances Back On Track

Amanda was determined to pass on better financial knowledge to her son. She found Borrowell and started actively monitoring her credit. She used Molly, Borrowell's free AI-powered Credit Coach, to gain personalized tips and improve her credit. Here's what Amanda had to say: "The more I use Borrowell, the more I can see my financial health improve, and I really do trust it. I recommend it to my friends and family."

Read Amanda's Story
Michelle's Story: Saving Epic

Michelle Became Debt-Free Four Years Early

Michelle had maxed out two credit cards, was in a mountain of student debt, and had a steep vet loan to pay off. She used Borrowell to gain tips on how to tackle her debt. She paid off both credit cards, found a debt consolidation loan to pay off her high-interest vet loan, and improved her credit score dramatically. Plus, her cat Epic is happy and healthy!

Read Michelle's Story

How Does Borrowell Work?

Sign up with Borrowell in just under three minutes

Free Credit Monitoring

Sign up in just 3 minutes for free access to your Equifax credit score and report, which we update every single week.

Credit Improvement Education

Credit Education

The first in Canada, our AI-powered Credit Coach helps you understand your credit score and provides tips that may improve it.

Find the Best Product for You

Product Recommendations

Compare financial products from over 50+ partners and get personalized recommendations based on your credit profile.

Is Signing Up for Borrowell Really Free?

Yes, it's really free. Borrowell provides you with your Equifax credit score, free of charge. We also provide personalized credit coaching and recommendations on the best financial products that you are likely to qualify for. Not interested in our recommendations? We're still happy to provide your free credit score!

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Our Trusted Partners

Here are some of the top financial institutions that we partner with to offer customers the best product recommendations to achieve their financial goals.

  • Amex
  • Capital One
  • BMO
  • Scotiabank
  • EQ Bank
  • National Bank

More Credit Score Resources

COVID-19 Impact on Credit Scores and Missed Bill Payments

COVID-19: Impact on Credit Scores and Missed Bill Payments by City [Study]

To understand how credit score and missed payment trends across Canada have changed during COVID-19 measures, Borrowell, a fintech company that offers free weekly credit score updates, analyzed credit scores and credit reports of 1,015,369 Canadians, including those in 20 of the largest cities in Canada from Q1 2020 to Q1 2021.

The Borrowell Team

Apr 29, 2021

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How much does my credit score drop if I miss a payment - image

How Late Payments Impact Your Credit Score

Payment history makes up 35% of your score. One late bill payment can decrease your credit score by up to 150 points, according to Borrowell data.

Evan Miersch

Jan 28, 2021

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8 Tips to Improve Your Credit Score

How To Improve Your Credit Score in Canada

Here are eight tangible steps you can take to improve your credit score. Your credit score directly impacts your ability to get approved for financing, including credit cards, loans, and mortgages.

The Borrowell Team

Feb 04, 2021

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Credit Scores vs. Credit Reports: What is the Difference?

Credit Scores vs. Credit Reports: What is the Difference?

Many people use the terms credit score and credit report interchangeably. Although the two are related, credit scores and credit reports are in fact different from each other.

Sean Cooper

Apr 06, 2021

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How Do I Read My Credit Report?

How Do I Read My Credit Report?

Your credit report paints a picture of how financially responsible you are. You should regularly review your credit report, as lenders look at your report before approving you for credit products. Reading your credit report can be overwhelming and confusing, but it doesn’t have to be! Here’s a clear breakdown of how to read your credit report, including what information is in it, what this information means, and how long this information stays on your report for.

Evan Miersch

Jan 08, 2021

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A woman sitting at a desk with a laptop drinking coffee

How Long Does Information Stay On My Credit Report In 2022?

Since Borrowell offers free credit reports for Canadians – we get asked all the time: “How long does information stay on my credit report?”

Rachel Surman

Jan 04, 2022

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What Credit Score is Needed for a Car Loan?

What Credit Score Do You Need for a Car Loan?

When it comes to providing car loans, Canadian lenders typically approve consumers with a credit score of 630 or above.

Gaurav Pokharel

Feb 27, 2021

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What Credit Score is Needed for a Mortgage?

What Credit Score Do You Need for a Mortgage?

A credit score of 680 or above is required to qualify for the best mortgage rates in Canada in 2022.

Sean Cooper

Jan 07, 2022

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What’s The Difference Between Hard And Soft Credit Inquiries?

What’s The Difference Between Hard And Soft Credit Inquiries?

Not all credit inquiries are created equal and they impact your score in different ways. Here's a closer look at the differences between hard and soft credit inquiries.

Janine DeVault

Jan 14, 2021

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