
RBC ION+Visa
- Annual Fee
- $48
- Purchase Interest Rate
- 20.99%
- Cash Advance Rate
- 22.99%
- Balance Transfer Rate
- 22.99%
Get 14,000 Avion points^ - that's $100 of value in gift cards†! Apply by January 12, 2027
Points and Rewards
- Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1
- Earn 1X Avion point for every $1 spent on all other qualifying purchases1
- Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card2
Unlock Deals from Avion Rewards
- Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall, Metro and DoorDash.
Students or Anyone 24 and Younger Receive an Annual Fee Rebate
Get the annual fee rebated if you open an RBC Advantage™ Banking Account for Students7
- Save at Petro-Canada: Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card4
- Earn more Be Well points at Rexall: Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall5
- DoorDash: Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription6
Earn more Moi points at Metro: Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you swipe your Moi Rewards card and pay with your linked RBC card (minimum purchase required)8
- Mobile Device Insurance3 Included: Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
- Purchase Security and Extended Warranty Insurance3: Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com.
Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.
Product information on this page is provided for general information only and may not reflect the most current terms. Fees, interest rates, rewards and offers can change at any time, and not all terms and conditions are included. Always check the full details on the card issuer’s website before you apply. Approval is at the issuer’s sole discretion. This information isn’t financial advice and Borrowell may receive compensation if you apply for one of the products mentioned.
