Best Low-Interest Credit Cards
Sign up to see the best low-interest credit cards in Canada and get free credit monitoring.
CIBC Select Visa* Card
Annual Fee
$29
Purchase Interest Rate
13.99%
Cash Advance Rate
13.99%
Balance Transfer Rate
0.00%
Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate**†**
CIBC is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click on the "Apply now" link.
† Conditions Apply.
Capital One Low Rate Guaranteed Mastercard®
Annual Fee
$79
Purchase Interest Rate
14.90%
Cash Advance Rate
21.90%
Balance Transfer Rate
14.90%
Annual interest rate for cash advances is 21.9%
Low annual interest rate of 14.9% on purchases and balance transfers
May help you strengthen your credit history
If you're approved for a Secured card, security funds will be required
Annual fee of $79
$300-$7,000 credit limit
Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
Add an authorized user for $0
MBNA True Line® Gold Mastercard®
Annual Fee
$39
Purchase Interest Rate
8.99%
Cash Advance Rate
24.99%
Balance Transfer Rate
8.99%
Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances.
$39 annual fee
Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Around-the-clock-fraud protection
Access to 24/7 customer service
This offer is not available for residents of Quebec.
MBNA True Line® Mastercard®
Annual Fee
$0
Purchase Interest Rate
12.99%
Cash Advance Rate
24.99%
Balance Transfer Rate
12.99%
Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances.
No annual fee
Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances
Around-the-clock fraud protection
Access to 24/7 customer service
Immediate cash access at over 1 million ATMs internationally
This offer is not available for residents of Quebec.
Compare Top Low Interest Cards
Sign up to get a personalized recommendation on the best card based on your unique credit profile. Plus get free credit monitoring and credit improvement tips.
