Best Low-Interest Credit Cards
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Capital One® Low Rate Guaranteed Mastercard®
Annual Fee
$79
Purchase Interest Rate
14.90%
Cash Advance Rate
19.80%
Balance Transfer Rate
14.90%
Additional Rates and Fees
- Sign Up Bonus: N/A
- Rewards: N/A
- Minimum Income Required: N/A
MBNA True Line® Gold Mastercard®
Annual Fee
$39
Purchase Interest Rate
8.99%
Cash Advance Rate
24.99%
Balance Transfer Rate
8.99%
Additional Rates and Fees
- Sign Up Bonus: You could get a 0% promotional annual interest rate (“AIR”)† for 6 months on balance transfers* completed within 90 days of account opening, with a fee of 3% of the amount advanced (minimum fee of $7.50).
- Special Note: This offer is not available for residents of Quebec. For residents of Quebec, please click .
- Rewards: N/A
- Minimum Income Required: N/A
MBNA True Line® Mastercard®
Annual Fee
$0
Purchase Interest Rate
12.99%
Cash Advance Rate
24.99%
Balance Transfer Rate
12.99%
Additional Rates and Fees
- Sign Up Bonus: You could get a 0% promotional annual interest rate (“AIR”)† for 10 months on balance transfers* completed within 90 days of account opening, with a fee of 3% of the amount advanced (minimum fee of $7.50).
- Special Note: This offer is not available for residents of Quebec. For residents of Quebec, please click .
- Rewards: N/A
- Minimum Income Required: N/A
Scotiabank Value® Visa*
Annual Fee
$29
Purchase Interest Rate
12.99%
Cash Advance Rate
12.99%
Balance Transfer Rate
N/A
Additional Rates and Fees
- Sign Up Bonus: 0.99% introductory interest rate on balance transfers for the first 6 months*
- Rewards: N/A
- Minimum Income Required: $20,000
No-Fee Scotiabank Value® Visa*
Annual Fee
$0
Purchase Interest Rate
16.99%
Cash Advance Rate
16.99%
Balance Transfer Rate
N/A
Additional Rates and Fees
- Sign Up Bonus: 3.99% introductory interest rate on balance transfers for the first 6 months*
- Rewards: N/A
- Minimum Income Required: $20,000
Compare Top Low Interest Cards
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