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Best Low-Interest Credit Cards

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Find Your Best Credit Card

Capital One® Low Rate Guaranteed Mastercard®

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Annual Fee

$79

Purchase Interest Rate

14.90%

Cash Advance Rate

21.90%

Balance Transfer Rate

14.90%

  • Annual interest rate for cash advances is 21.9%
  • Low annual interest rate of 14.9% on purchases and balance transfers
  • May help you strengthen your credit history
  • If you're approved for a Secured card, security funds will be required
  • Annual fee of $79
  • Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0

MBNA True Line® Mastercard®

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Annual Fee

$0

Purchase Interest Rate

12.99%

Cash Advance Rate

24.99%

Balance Transfer Rate

12.99%

Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfersand access cheques, and 24.99% on cash advances.

  • No annual fee
  • Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfersand access cheques, and 24.99% on cash advances
  • Around-the-clock fraud protection
  • Access to 24/7 customer service
  • Immediate cash access at over 1 million ATMs internationally

This offer is not available for residents of Quebec.

MBNA True Line® Gold Mastercard®

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Annual Fee

$39

Purchase Interest Rate

8.99%

Cash Advance Rate

24.99%

Balance Transfer Rate

8.99%

Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfersand access cheques, and 24.99% on cash advances.

  • $39 annual fee
  • Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers and access cheques, and 24.99% on cash advances
  • A suite of comprehensive insurance**
  • Around-the-clock-fraud protection
  • Access to 24/7 customer service

This offer is not available for residents of Quebec.

CIBC Select Visa* Card

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Annual Fee

$29

Purchase Interest Rate

13.99%

Cash Advance Rate

13.99%

Balance Transfer Rate

N/A

Welcome Offer: Get a first year annual fee rebate

  • Reduce interest payments with a low interest rate credit card

CIBC is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click on the "Apply now" link.

Conditions Apply. "Cash" means cash advances, balance transfers and CIBC Convenience Cheques.Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S. or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be changed to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

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