Top Travel Rewards Credit Cards

Welcome offer: Get up to 100,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*

• 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
• Unforgettable travel experiences start with our premium flexible travel credit card!
• Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services

• Points you can use to cover all flight charges & taxes*

• Fly on any airline, with no blackout dates*

• Best-in-class travel and medical insurance (unlimited trips per year)*

• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

Minimum $80,000 (individual) or $150,000 (household) annual income required.

BMO is not responsible for maintaining the content on this site. Please click on the View Product link for the most up to date information. *Terms and conditions apply.

From November 1st, 2024 to March 31, 2025.

- 5,000 points upon enrolling in the credit card payment insurance* for at least the first 3 months.

- 5,000 points if you make $5,000 in net purchases within the first 3 months of enrollment.

- 10,000 points if you make $10,000 in net purchases within the first 6 months of enrollment.

- 20,000 points if you make $15,000 in net purchases within the first 12 months of enrollment.

• Earn up to 5 points per dollar in eligible grocery and restaurant purchases*, 1 point per 1 dollar in other purchases & 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte (TM) travel purchases*
• Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
• Free and unlimited access along with one (1) guest to the National Bank World MasterCard^™ Lounge at Montréal-Trudeau airport.
• Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
• Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
• Mobile devices insurance against theft or damages for a period of up to 2 years
• Medical, general and legal assistance
• Purchase protection in case of theft or damage*
• Extended Warranty*

With the À la carte Rewards Plan^® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.

Please click on the View Product link for the most up to date information. *Terms and conditions apply.

To find out more on the credit terms applicable to this product, click here.