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Get Personalized Credit Tips

Sign up to get access to Canada's first AI-powered credit coach.

How Does Borrowell Work?

Free Credit Monitoring

Sign up in just 3 minutes for free access to your Equifax credit score and report.

Credit Education

The first in Canada, our AI-powered Credit Coach helps you understand your credit score and provides tips that may improve it.

Product Recommendations

Compare financial products from over 50+ partners and get personalized recommendations based on your credit profile.

Is This All Really Free?

Yes, it's really free. We make money by analyzing your credit profile to suggest the best financial products for you from over 50 different companies. If you take one of our recommendations, that partner pays us a referral fee. Not interested? We're still happy to provide your free credit score and access to the Credit Coach!

Over 1 million happy Borrowell members.

Borrowell is proudly Canadian and was first to offer free credit scores in Canada.

Leaders in Credit Education

Do You Know Your Score?

It is important to know your score as it is an indicator of your overall financial health and is a factor when getting a mortgage, loan or your dream apartment. Borrowell gives you free access to your Equifax credit score and report and we share personalized tips to improve your credit. Research shows a correlation between credit monitoring and score improvement and that is why we believe you need to know your score to improve it! Just so you know, checking your score with Borrowell won't hurt your credit score.

Do You Know How To Improve Your Score?

As Canada's leader in credit education, we're excited to have launched Molly, the Credit Coach and help over 1 million Borrowell members make great credit decisions. Molly will help answer your credit questions and give you personalized tips that may help improve your score. It starts with getting your free credit score — remember checking it won't hurt your credit!

Credit Coach To Go

Our new mobile app allows you to get helpful tips from our Credit Coach and monitor your free credit score and report anytime, anywhere.


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Borrowell® is a registered trademark of Borrowell Inc. All Rights Reserved. The Equifax credit score is based on Equifax’s proprietary model and may not be the same score used by third parties to determine your credit profile. The score provided to you for educational use is the Equifax Risk Score.


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