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Best Cash-Back Credit Cards

Sign up with Borrowell to compare the top cash-back credit cards recommended for your unique credit profile. See the best cash-back credit cards in Canada in 2021!

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Find Your Best Credit Card

SimplyCash™ from American Express
 credit card

SimplyCash from American Express

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Annual Fee

$0

Purchase Interest Rate

19.99%

Cash Advance Rate

21.99%

Balance Transfer Rate

N/A

New SimplyCash™ from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership

  • Earn 1.25% cash back on all other purchases when your Welcome Rate ends

  • No limit to the amount of cash back you can earn after your Welcome Rate ends

  • Access virtual events and special offers curated for Cardmembers with American Express® Experiences

  • Insurance coverage and 24/7 Customer Service

  • Supplementary Card Fee: $0

  • Regular Balance Transfer APR: N/A*

  • Penalty APR: 23.99%-26.99%* Variable

  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Offer subject to change without notice. Conditions apply

MBNA Smart Cash Platinum Plus® Mastercard®
 credit card

MBNA Smart Cash Platinum Plus® Mastercard®

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Annual Fee

$0

Purchase Interest Rate

19.99%

Cash Advance Rate

24.99%

Balance Transfer Rate

22.99%

Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Accelerate cash back on common purchases!

  • No annual fee

  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 0.5% Cash Back‡ for all other eligible purchases

  • Standard Annual Interest Rates of 19.99% on eligible purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click above.

TD Cash Back Visa* Card credit card

TD Cash Back Visa* Card

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Annual Fee

$0

Purchase Interest Rate

19.99%

Cash Advance Rate

22.99%

Balance Transfer Rate

22.99%

Earn Cash Back Dollars. Redeem them to help pay down your Account balance1

  • No Annual Fee

  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases3 and on regularly recurring bill payments4 set up on your Account

  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card5

  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!6

  • Your Cash Back Dollars never expire as long as your account is open and in good standing

  • Purchase Security and Extended Warranty Protection7 on eligible purchases

  • This offer is not available for residents of Quebec. For Quebec residents, please click here.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

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