Get free credit score and report from Equifax with monthly updates on why it's going up or down, also get customized tips on how to improve your credit score every month.
It's important to know your credit score! Your credit score is an indicator of your overall financial health. You can check your free credit score in Canada with Borrowell. Banks, lenders, and landlords take your score into account when you’re looking to get a mortgage, personal loan or your dream rental. Luckily, we’re here to provide tools and personalized tips to help you improve your credit health. Just so you know, checking your credit score with Borrowell won’t hurt it.
Borrowell gives you access to your Equifax credit score and free credit report. Your credit score is a three-digit number, ranging from 300-900, depending on the scoring model. Your credit score is used to determine your overall creditworthiness or how likely you are to pay back credit. Borrowell provides the ERS 2.0 credit score for free. This is a popular and legitimate score used by many banks and lenders and is used in our own lending decisions.
Your credit report is a detailed breakdown of your credit history, prepared by the credit bureau. Borrowell provides your Equifax credit report at no cost to you. Your credit report is sort of like the report card you get in school. It shows when you’ve been granted credit, for things like your phone bill, or a personal loan. Your credit report also contains personal information, a history of your trades and accounts and any derogatory marks.
We believe you need to know your score to improve it and we are proud to offer free credit score monitoring and much more.
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On average, Borrowell's most active members achieve a score improvement of 18 points.
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Governments and institutions are announcing new ways to help support Canadians through this challenging time. We recommend checking government and official sites for the most up-to-date information. However, we know it can be overwhelming, so we’ve made a list to help you understand some of the options both federally and provincially during COVID-19.
The Borrowell Team
Apr 01, 2020
The current situation might be making it difficult to pay your regular bills on time. However, this can be a big problem as payment history makes up 35% of your credit score. As a way to provide extra support during this time, some institutions, lenders and companies are offering payment deferrals.
Mar 26, 2020
Is the COVID-19 situation causing you to feel stressed about your finances? If so, you’re not alone, 74% of our members are feeling anxious right now according to our recent survey. Taking the time to plan ahead is the best way to keep your options open and feel more in control of the situation. We know that putting together a budget isn’t always pleasant, but we’re here to help you through this.
The Borrowell Team
Mar 25, 2020
Borrowell® is a registered trademark of Borrowell Inc. All Rights Reserved. The Equifax credit score is based on Equifax’s proprietary model and may not be the same score used by third parties to determine your credit profile. The score provided to you for educational use is the Equifax Risk Score.
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