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Get Your Equifax Credit Score & Report For Free

Get free credit score and report from Equifax with monthly updates on why it's going up or down, also get customized tips on how to improve your credit score every month.

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Do You Know Why Your Credit Score Is Important?

Why Check Your Credit?

It's important to know your credit score! Your credit score is an indicator of your overall financial health. You can check your free credit score in Canada with Borrowell. Banks, lenders, and landlords take your score into account when you’re looking to get a mortgage, personal loan or your dream rental. Luckily, we’re here to provide tools and personalized tips to help you improve your credit health. Just so you know, checking your credit score with Borrowell won’t hurt it.

What's Credit Used For?

Borrowell gives you access to your Equifax credit score and free credit report. Your credit score is a three-digit number, ranging from 300-900, depending on the scoring model. Your credit score is used to determine your overall creditworthiness or how likely you are to pay back credit. Borrowell provides the ERS 2.0 credit score for free. This is a popular and legitimate score used by many banks and lenders and is used in our own lending decisions.

What's A Credit Report?

Your credit report is a detailed breakdown of your credit history, prepared by the credit bureau. Borrowell provides your Equifax credit report at no cost to you. Your credit report is sort of like the report card you get in school. It shows when you’ve been granted credit, for things like your phone bill, or a personal loan. Your credit report also contains personal information, a history of your trades and accounts and any derogatory marks.

Top 5 Reasons Canadians Love Borrowell

We believe you need to know your score to improve it and we are proud to offer free credit score monitoring and much more.

#1 Canadian credit education company

Unlimited free credit monitoring

Checking your score won't hurt it!

Bank level security with 256-bit encryption

On average, Borrowell's most active members achieve a score improvement of 18 points.

Meet Molly, Our Credit Coach

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The first in Canada, our AI-powered Credit Coach helps you understand your credit score and provides tips that may improve it. Sign up to get free access today.

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Learn More on The Well

Understanding Payment Deferrals And Credit Scores During COVID-19

If you are experiencing reduced or limited income, you could be finding it hard to make monthly payments on time. However, defaulting or missing a due-date can cause a problem down the road, as payment history makes up 35% of your credit score. As a way to provide support during the coronavirus pandemic, big banks, lenders and governments are offering financial relief to help those struggling to make payments due to COVID-19.

Karman Kua

Mar 26, 2020

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Borrowell® is a registered trademark of Borrowell Inc. All Rights Reserved. The Equifax credit score is based on Equifax’s proprietary model and may not be the same score used by third parties to determine your credit profile. The score provided to you for educational use is the Equifax Risk Score.

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