Secured Neo World Mastercard

Exclusive Offer: Get $50 when you spend $500 in the first 3 months†

See if you qualify first—no hard credit check, no impact to your credit score.

Build your credit and earn real cashback. Choose the card that fits your lifestyle.

• No credit score required
• Build credit and earn cashback
• Up to 2% cashback on everyday spending
• Track your credit score in-app
• $9.99/month
• Unlock higher limits in as little as 3 months

THREE choices. All cashback.

Gas & Grocery

• 2% cashback on groceries
• 2% cashback on gas & EV charging
• 2% cashback on recurring bills
• 0.5% cashback on everything else

Shop & Dine

• 2% cashback on food & drink
• 2% cashback on shopping
• 0.5% cashback on everything else

Everywhere

• 1% unlimited cashback on all purchases. No caps, no categories to track

Plus: Partner Cashback

• Up to 15% at 10,000+ partners through the Neo app

Credit-Building Features:

• Personalized tools to help you build your credit score
• View your score & track your progress in the Neo app
• Unlock higher credit limits in as little as 3 months

**For a Secured Neo World^® Mastercard, a minimum deposit of $50 is required

Additional Benefits

• International IDs accepted
• Get started with refundable security funds to set your credit limit
• Track your credit score in the Neo app
• Build your credit history with reporting to both major credit bureaus: Equifax & TransUnion
• Mastercard Zero Liability
• Extended Warranty
• Purchase Protection
• World Mastercard Benefits, including discounts with participating partners and DragonPass airport lounge access

To be eligible, $50,000 (individual) or $80,000 (household) annual income is required