Neo World Elite^® Mastercard

Welcome Offer: Get your first-year annual fee waived ($149 value)

See if you qualify first—no hard credit check, no impact to your credit score.

Premium cashback, three ways. Earn up to 5% back on what you spend most on.

• Up to 5% cashback on top categories, including dining
• Unlimited, instant cashback
• Plus up to 15% cashback at over 10,000 Neo partners across Canada
• Premium insurance coverage

THREE choices. All cashback.

Gas & Grocery

• 5% cashback on groceries
• 4% cashback on recurring bills
• 3% cashback on gas
• 1% cashback on everything else

Shop & Dine

• 5% cashback on food & drink
• 3% cashback on shopping
• 1% cashback on everything else

Everywhere

• 2% cashback on all purchases (up to $4,000/month in spend, then 1%)

Plus: Partner Cashback

• Up to 15% boosted cashback at thousands of partners across Canada - on top of base cashback rates

Additional Benefits

• Mastercard Zero Liability
• Extended Warranty
• Purchase Protection
• Auto Rental Collision Loss Damage Coverage
• Rental Card Theft, Damage, Accident, Personal Effects Coverage
• Out of Province & Country Emergency Medical Coverage
• Trip Interruption & Cancellation Coverage
• Flight & Baggage Delay Coverage
• Hotel & Motel Burglary Coverage
• World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access.
• Premium insurance coverage

To be eligible, $80,000 (individual) or $150,000 (household) annual income is required