Secured Neo Mastercard

Exclusive Offer: Get $50 when you open an account.

See if you qualify first—no hard credit check, no impact to your credit score.

• No income or credit score requirements
• Guaranteed, instant approval* with access to your virtual card to start using immediately
• You can be eligible for higher credit limits in as little as 3 months
• Up to 15% boosted cash back at thousands of partners across Canada
• Guided credit building tools with built-in credit score tracking
• Helps build or rebuild your credit history with comprehensive, guided tools
• Start with a $50–$10,000 credit limit

• Be considered for a higher credit limit in as little as 3 months, with no additional security funds needed

• Low monthly fee of $9.99/month.

For a Neo Secured Mastercard®, a minimum deposit of $50 is required

Additional Benefits

• International IDs accepted
• Get started with refundable security funds to set your credit limit
• Track your credit score in the Neo app
• Build your credit history with reporting to both major credit bureaus: Equifax & TransUnion