Secured Neo World Elite Mastercard

Exclusive Offer: Get $100 when you spend $1,000 in the first 3 months^†

See if you qualify first—no hard credit check, no impact to your credit score.

• No credit score required
• Build credit and earn cashback
• Cashback, three ways: Earn what you spend most on.

Gas & Grocery:

• 5% cashback on groceries
• 4% cashback on recurring bills
• 3% cashback on gas
• 1% cashback on everything else

Shop & Dine:

• 5% cashback on food & drink
• 3% cashback on shopping
• 1% cashback on everything else

Everywhere:

• 2% cashback on all purchases
• Up to 15% boosted cashback at thousands of partners across Canada - on top of base cashback rates
• Track your credit score in-app

Additional Benefits:

• Mastercard Zero Liability
• Extended Warranty
• Purchase Protection
• Auto Rental Collision Loss Damage Coverage
• Rental Car Theft, Damage, Accident, Personal Effects Coverage
• Out-of-Province & Country Emergency Medical Coverage
• Trip Interruption & Cancellation Coverage
• Flight & Baggage Delay Coverage
• Hotel & Motel Burglary Coverage
• World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access.
• Premium insurance coverage

To be eligible, $80,000 (individual) or $150,000 (household) annual income is required