
Neo World Mastercard®
- Annual Fee
- $0
- Purchase Interest Rate
- 19.99% - 29.99%
- Cash Advance Rate
- 22.99% - 31.99%
- Balance Transfer Rate
- N/A
Exclusive Offer: Get $50 when you spend $500 in the first 3 months†
See if you qualify first—no hard credit check, no impact to your credit score.
Three ways to earn — pick the cashback that matches how you spend.
- $0 annual fee
- Up to 2% cashback on everyday spending
- Boost when you bank with us - up to 4%
- Plus up to 15% cashback at over 10,000 Neo partners across Canada
THREE choices. All cashback.
Gas & Grocery
- 2% cashback on groceries
- 2% cashback on gas & EV charging
- 2% cashback on recurring bills
- 0.5% cashback on everything else
- Get up to $600 in first-year value
Shop & Dine
- 2% cashback on food & drink
- 2% cashback on shopping
- 0.5% cashback on everything else
- Get up to $330 in first-year value
Everywhere
- 1% unlimited cashback on all purchases. No caps, no categories to track
- Get up to $300 in first-year value
Plus: Partner Cashback
- Up to 15% at 10,000+ partners through the Neo app
Additional Benefits
- Mastercard Zero Liability
- Extended warranty
- Purchase protection
- World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access.
To be eligible, $50,000 (individual) or $80,000 (household) annual income is required
Product information on this page is provided for general information only and may not reflect the most current terms. Fees, interest rates, rewards and offers can change at any time, and not all terms and conditions are included. Always check the full details on the card issuer’s website before you apply. Approval is at the issuer’s sole discretion. This information isn’t financial advice and Borrowell may receive compensation if you apply for one of the products mentioned.
