BMO CashBack^® World Elite^® * Mastercard^® *

Get up to $650 in value and the annual fees waived in the first year. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*

Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

• Earn more cash back on the categories that mean the most:

  - 5% on groceries* the highest cash back earn rate on groceries in Canada*

  - 4% on transit including ride sharing, taxis and public transportation*

  - 3% on gas and electric vehicle charging*

  - 2% on recurring bill payments like your monthly phone bill or favourite streaming service*

  - 1% unlimited cash back on all other purchases*

• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services

• Complimentary membership in Mastercard Travel Pass provided by DragonPass*
• Complimentary Roadside Assistance Program*
• BMO CashBack World Elite Travel and Medical Protection*

• Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing – a $75/year value.

• Extended Warranty*
• Purchase Protection*

• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

• Cash Advance rate and Balance Transfer rate for Quebec residents: 21.99%

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. *Terms and conditions apply