Scotiabank Momentum^® Visa Infinite*+ Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).¹ Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that). And, no annual fee in the first year, including on additional cards.¹

• No annual fee in the first year, including on additional cards.¹

• 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases

• 2% for every $1 you spend on gas and daily transit purchases

• 1% cash back on all other purchases with no cashback limit

• Visa Infinite* Concierge Services

• Visa Infinite* Hotel Collection

• Visa Infinite* Dining and Wine Country program

• Comprehensive Travel Insurance & New Mobile Device Insurance coverage

• New 2% Cash Back earn category: You will earn 2% on all eligible purchases of Food Delivery¹.

• Get up to 7¢/L in value on fuel purchases at Shell stations°

• New Cash Back Anytime feature: Redeem your cash back that you’ve earned whenever you need it, through the Scotia app or Scotia Online ($25.00 minimum redemption)¹.

• Rates, fees and other information are effective as of July 2, 2026. Subject to change.

Travel with confidence using 10GB of free GigSky global mobile data for 15 days with unlimited Travel Essentials by GigSky for essential travel apps. Visa Infinite cardholders also continue to receive one complimentary 1GB/15-Day GigSky global mobile data plan each year, plus 20% off future GigSky purchases with their Scotiabank Momentum Visa Infinite+ card.

New Income Requirement: You can apply if:You have a minimum income of $60,000 - $80,000 or more per year, a minimum household income of $100,000 - $150,000 or more, or a minimum of $250,000 - $300,000 or more assets under management.