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Get $5 When You Refer a Friend to Borrowell!

Help your friends take control of their financial health... and get rewarded! For every friend you refer who signs up to access their free credit score, you'll get $5.

You'll find your unique referral code in the Borrowell app under Account Settings.

Subject to terms and conditions.

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Referral programs Canada

How Does It Work?

Step 1: Share your unique referral link with your friends. Find it in the app under Account Settings.

Step 2: Your friend creates a Borrowell account and checks their free credit score.

Step 3: You'll receive your $5 reward in the form of a gift card. You can choose a gift card from major stores and restaurants like Amazon, Starbucks and Uber.

How to Explain the Importance of Credit Scores

Banks and lenders review your credit when you apply for financial products like mortgages, credit cards and loans, and use it to decide whether or not they want to lend to you. They'll also use it to decide what terms and rates to offer you, so a lower credit score could actually save you money! Other people that look at credit reports include car dealerships, landlords, and even employers. For that reason, it's important to know your score to help you understand what you can do to improve it.

How to Promote Your Unique Referral Link


Share it With Your Friends

If you know someone who's trying to take control of their credit, you can help them access their free credit score by letting them know about Borrowell.


Post it on Social Media

Why not let your followers know that they can access their credit score for free with Borrowell? Knowing your credit score is the first step to improving it!


Post it in on Your Blog

If you upload content to a blog or vlog, consider making an article or video on the importance of checking your credit score. Include your referral link so your followers know where they can go to access their score for free.

Refer-a-Friend Terms & Conditions

As a Refer-a-Friend member (a “Referrer”), you are subject to Borrowell’s Terms of Use and Borrowell’s Privacy Policy (both available on our website), as well as the following additional terms and conditions for Borrowell’s Refer-a-Friend program (the “Program”):

  • Qualified Referral. A Qualified Referral is defined as a person who successfully signs up for a Borrowell account with a valid email address and receives their free credit score (a "Referred Customer") by clicking your unique Refer-a-Friend program link within the program period defined by Borrowell. You are limited to one Qualified Referral for each Referred Customer; in other words, any additional signups made by a Referred Customer are not counted as additional Qualified Referrals.

  • Referred Customer. The Referred Customer and the Referrer cannot be the same person (for example, by using a different email address).

  • Referral Rewards. You may only earn referral rewards on Qualified Referrals.

  • Reward Payments. Rewards are payable in the form of a prepaid e-gift card in increments of $5 CAD as determined in Borrowell’s sole discretion. Gift cards will be sent to the Referrer through email within ten (10) business days of the Referred Customer signing up and receiving their free credit score. As a Referrer, you are responsible for any and all tax liability resulting from referral rewards. As a condition of the payment of the  referral reward payment, both the Referrer’s and Referred Customer’s Borrowell accounts must be active and in good standing at the time the referral reward payments are issued. 

  • Eligibility. Eligibility is limited to individuals only. The Program cannot be used by businesses for affiliate lead generation as determined in Borrowell’s sole discretion.

  • No Spam. When sharing your referral link, you agree to not misrepresent Borrowell’s products and services, and you must comply with all applicable law including but not limited to all up-to-date “SPAM” laws (i.e. CASL). For example, emails must be created and distributed in a personal manner and bulk email distribution is strongly discouraged. Any distribution of your referral link that could constitute unsolicited commercial email or "spam" under any applicable law or regulation is expressly prohibited and will be grounds for immediate termination of your Borrowell account and exclusion from the Program.

  • Fraudulent or Questionable Activity. If Borrowell suspects that the Referrer and/or Referred Customer are using the Program in a questionable manner (including suspected fraud or gaming of the system) or breaches any of these terms and conditions or is in violation of any applicable law or regulation, Borrowell may do any of the following:

  • Close the Borrowell account(s) of any Referrer and/or Referred Customer;

  • Withhold or deny any referral rewards or request reimbursement of any referral rewards; and/or

  • Limit the number of Referred Customers the Referrer may claim referral rewards on.

Borrowell shall determine such questionable activity in its sole discretion. 

  • Right to Cancel Program or Change Terms. Borrowell reserves the right to cancel, suspend, withdraw or amend the Program in any way, without prior notice or obligation.