Track Your Bills and Your Credit Score For Free
Monitoring your credit score is important, and that's why we update it for our members every week. But now you can monitor your credit score AND track your bills all in one place with the Borrowell mobile app. Stay organized and never miss a bill payment.
How to Stay On Top of Your Finances
Track & Improve Your Score
Your credit score is like your financial report card, and you shouldn't avoid it. Knowing your credit score is the first step to improving it.
Review Your Upcoming Bills
Now that you're tracking your credit score, you can start tracking your bills too. Connect your bank account and let Borrowell automatically forecast your upcoming bills.
See Your Predicted Bank Balance & Cash Flow
In addition to forecasting your upcoming bills, we’ll predict your expected bank balance. You’ll know what your cash flow will be as bills become due.
Get Bill Reminders & Low Balance Alerts
Get alerts straight to your phone when your bills are due or when your balance is running low.
Never Miss a Payment with Free Bill Tracking
Missing 1 bill payment can have a big impact on your credit score — even up to a 150 point decrease. With the Borrowell app, you can predict and monitor your upcoming bills so that you never miss a payment. Download the app to access our free bill tracking service.
Learn About Bill Tracking
Borrowell's bill tracking feature is available exclusively on our mobile app. Connect your bank account and we'll do the rest. We'll analyze your historical transactions to identify your recurring bills and predict your future balances. We'll notify you when bills are due or when we predict your balance will run low. Stay organized and never miss a payment.
We use 256-bit encryption, which is the same encryption banks use to ensure your private information is kept safe and secure. We will never share your personal details or initiate transactions from your account without consent. If you notice suspicious behaviour in your account, please contact your bank directly.
Borrowell's bill tracking features are currently available exclusively on the Borrowell mobile app. Click here to download the app!
Making bill payments on time can help you improve and protect your credit score. Your Equifax credit score is based on many factors, including your payment history. In fact, your ability to pay bills on time accounts for 35% of your credit score. Paying bills on time can help you increase your score. On the other hand, frequently missed or late bill payments can have a negative impact on your credit score. Missing 1 bill payment can have a big affect on your credit score — even up to a 150 point decrease. Borrowell can help you make sure you never miss a bill payment again.
Access to bill tracking is currently not available in Saskatchewan and Quebec.
Bank Level Security
We're Committed To Keeping Your Data Safe
Borrowell uses advanced 256-bit SSL data encryption and views historical data to make bill and balance predictions. We won't share your personal details with unauthorized third-parties or initiate a transaction without your consent.
More Benefits of the Mobile App
Free Credit Monitoring
Free access to your Equifax credit score and report which are updated monthly.
Molly - Canada’s first AI-powered credit coach, offers you personalized tips to improve your credit score.
Recommendations from over 50 financial partners offering credit cards, mortgages, loans, investing, insurance, and banking.