Simplii Financial^™ Cash Back Visa* Card

Exclusive Offer: Get $50 Cash Back from Borrowell when you spend $100 within the first two months of activation*. Apply before November 30th, 2026, to be eligible for this offer.

Earn 8% cash back† for your first 3 months up to $1,000 in eligible spend on restaurants, dining, coffee shops, and bars.

Cash Back Categories

• Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year^†
• Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year^†
• Earn 0.5% cash back on all other credit card purchases with no limit on how much you earn.^†

Benefits

• There's no limit to the total cash back you can earn.
• No annual fee - Get all the benefits of the Simplii Financial^™ Cash Back Visa Card with no annual fee.
• Get cash back when you send a Global Money Transfer and pay with your Visa* Card.^†
• Add up to 3 additional cardholders and earn cash back faster. Don't worry, you can set spending limits.
• Purchase Security and Extended Protection Insurance (included)^†

Eligibility:

You're a Canadian permanent resident or citizen, do not live in Quebec, and you have reached the age of majority in your province or territory.

The age of majority is 18 in Alberta, Manitoba, Ontario, Prince Edward Island and Saskatchewan.

The age of majority is 19 in British Columbia, New Brunswick, Newfoundland and Labrador, the Northwest Territories, Nova Scotia, Nunavut and Yukon.

“Simplii Financial^™” is a trademark and division of CIBC. Banking services are not available in Quebec.

^†Terms and conditions apply. Click ‘Apply Now’ for complete details. Banking services are not available in Quebec.

"Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.