Scotiabank^® * Gold American Express^® Card

Borrowell Bonus! Get $100 Cash back from Borrowell upon successful approval of the Scotiabank Gold American Express card.

•Earn up to $1,100 in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.¹

• Earn 6x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more

• Earn 5x Scene+ points¹ for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.

• Earn 5x Scene+ points¹ for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.

• Earn 3x Scene+ points¹ for every $1 CAD you spend in Canada on eligible gas and daily transit options.Includes rideshares, buses, subway, taxis and more

• Earn 3x Scene+ points¹ for every $1 CAD you spend in Canada on eligible select streaming sevices

• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases

• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia

• No Foreign Transaction Fee

• Comprehensive Travel Insurance coverage

• AMEX Offers^®

• AMEX Front of the Line^®

• American Express Invites^®

•Complimentary Concierge Services

• Get up to 12¢/L in value on fuel purchases at Shell stations°

• Rates, fees and other information are effective as of July 2, 2026. Subject to change.