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BMO Preferred Rate Mastercard ®* credit card

BMO Preferred Rate Mastercard®*

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Annual Fee
$29
Purchase Interest Rate
13.99%
Cash Advance Rate
15.99%
Balance Transfer Rate
15.99%

Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and we’ll waive the $29 annual fee for the first year.*

*Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.\

  • Enjoy our lowest interest rate of 13.99% on purchases*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • Worldwide acceptance at over 30 million locations*

BMO is not responsible for maintaining the content on this site. Please click on the View Product link for the most up to date information. *Terms and conditions apply

Product information on this page is provided for general information only and may not reflect the most current terms. Fees, interest rates, rewards and offers can change at any time, and not all terms and conditions are included. Always check the full details on the card issuer’s website before you apply. Approval is at the issuer’s sole discretion. This information isn’t financial advice and Borrowell may receive compensation if you apply for one of the products mentioned.