BMO CashBack^® Mastercard^® *

Get up to 5% cash back in your first 3 months and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.*

Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.

• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*

• Earn the highest cash back on groceries in Canada without paying an annual fee!^†

• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*

• No Annual fee*

• Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*

• Extended Warranty*

• Purchase Protection*

• Receive a discount on car rentals*

  • Cash Advance rate and Balance Transfer rate for Quebec residents: 21.99%

BMO is not responsible for maintaining the content on this site. Please click on the View Product link for the most up to date information.

"*Terms and conditions apply

†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4th, 2023.