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Over 1 Million have gotten their free Credit Score Report

Over 1 million happy Borrowell members.

Borrowell is  first to offer free credit monitoring in Canada.

Borrowell is proudly Canadian and was first to offer free credit scores in Canada.

Top 5 Reasons Why Canadians Love Borrowell

As Canada's leading credit education company we offer more than just free credit scores!

Free Credit Score Tracking

Free weekly credit score and report monitoring.

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Personalized financial product recommendations.

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Free credit improvement tips and education.

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Checking your score with Borrowell won't hurt it!

Over 1 Million Canadians Trust Borrowell

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Courtney M.

Facebook

5 Stars

Love this! I was a little skeptical at first but it tells you who you still owe and how much. Currently using this to view my credit and pay off what I owe.

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Andrea B.

Google

5 Stars

I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!

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Ashvin G.

Facebook

5 Stars

Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.

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Credit Education

The first in Canada, our AI-powered Credit Coach helps you understand your credit score and gives personalized tips that may help you improve it.

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Compare financial products from over 50+ partners and get personalized recommendations based on your credit profile.

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You can get your Equifax credit score and credit report for free with Borrowell! Check your credit score or download your credit report whenever you'd like. Receive weekly updates on how your score has changed, get personalized tips how to improve your score, and find the best financial products that match your profile. Checking your credit score with Borrowell doesn't hurt it.

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Yes, it's really free. We make money by analyzing your credit profile to suggest the best financial products for you from over 50 different companies. If you take one of our recommendations, that partner pays us a referral fee. Not interested? We're still happy to provide your free credit score!

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Borrowell has over 50 plus partners

50+ Financial Product Partners

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Borrowell helps to get Personal Loans in Canada based on your credit report.

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Borrowell helps thousands of Canadians easily access loans that suit their financial profile.

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Our Trusted Partners

Here are some of the top financial institutions that we partner with to offer customers the best product recommendations to achieve their financial goals.

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More Credit Score Resources

COVID-19 Impact on Credit Scores and Missed Bill Payments
COVID-19: Impact on Credit Scores and Missed Bill Payments by City [Study]

To understand how credit score and missed payment trends across Canada have changed during COVID-19 measures, Borrowell, a fintech company that offers free weekly credit score updates, analyzed credit scores and credit reports of 1,015,369 Canadians, including those in 20 of the largest cities in Canada from Q1 2020 to Q1 2021.

The Borrowell Team

Apr 29, 2021

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How Late Payments Impact Your Credit Score

Payment history makes up 35% of your score. One late bill payment can decrease your credit score by up to 150 points, according to Borrowell data.

Evan Miersch

Jan 28, 2021

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8 Tips to Improve Your Credit Score
How To Improve Your Credit Score in Canada

Here are eight tangible steps you can take to improve your credit score. Your credit score directly impacts your ability to get approved for financing, including credit cards, loans, and mortgages.

Gaurav Pokharel

Feb 04, 2021

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Credit Scores vs. Credit Reports: What is the Difference?
Credit Scores vs. Credit Reports: What is the Difference?

Many people use the terms credit score and credit report interchangeably. Although the two are related, credit scores and credit reports are in fact different from each other.

Sean Cooper

Apr 06, 2021

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How Do I Read My Credit Report?
How Do I Read My Credit Report?

Your credit report paints a picture of how financially responsible you are. You should regularly review your credit report, as lenders look at your report before approving you for credit products. Reading your credit report can be overwhelming and confusing, but it doesn’t have to be! Here’s a clear breakdown of how to read your credit report, including what information is in it, what this information means, and how long this information stays on your report for.

Evan Miersch

Jan 08, 2021

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How Long Does Information Stay On My Credit Report In 2021?

Since Borrowell offers free credit reports for Canadians – we get asked all the time: “How long does information stay on my credit report?”

Rachel Surman

Jan 05, 2021

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What Credit Score is Needed for a Car Loan?
What Credit Score Do You Need for a Car Loan?

When it comes to providing car loans, Canadian lenders typically approve consumers with a credit score of 630 or above.

Gaurav Pokharel

Feb 27, 2021

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What Credit Score is Needed for a Mortgage?
What Credit Score Do You Need for a Mortgage?

A credit score of 680 or above is required to qualify for the best mortgage rates in Canada in 2021.

Sean Cooper

Jan 21, 2021

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What’s The Difference Between Hard And Soft Credit Inquiries?
What’s The Difference Between Hard And Soft Credit Inquiries?

Not all credit inquiries are created equal and they impact your score in different ways. Here's a closer look at the differences between hard and soft credit inquiries.

Janine DeVault

Jan 14, 2021

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Borrowell® is a registered trademark of Borrowell Inc. All Rights Reserved. The Equifax credit score is based on Equifax’s proprietary model and may not be the same score used by third parties to determine your credit profile. The score provided to you for educational use is the Equifax Risk Score.


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