Neo Mastercard®
- Annual Fee
- $0
- Purchase Interest Rate
- 19.99% - 29.99%
- Cash Advance Rate
- 22.99% - 31.99%
- Balance Transfer Rate
- N/A
Start today with the Neo Mastercard and get approved instantly. We’ll help you build your credit and borrow better.
Exclusive Offer: Get $50 cashback¹ when you sign up for the most powerful payment tool in your wallet
See if you qualify first—no hard credit check, no impact to your credit score.
- Canada’s first card designed to grow with you
- Start today and get approved instantly. We’ll help you build your credit history and borrow better.
- Instant virtual card to start spending before your physical card arrives
- You can be eligible for higher credit limits in as little as 3 months
- Offers up to 15% cashback at over 10,000 partners across Canada
Additional Benefits
- Security at your fingertips – Freeze or unfreeze your card anytime and get real-time alerts on all spending
- Exclusive cashback – rewards tailored to you with Neo’s network of over 10,000 partners
- Auto-Pay – Set-it-and-forget-it so you never miss a payment again
- Use the Neo app to track your spending habits and gain valuable insights into your day-to-day finances
- Mastercard Zero Liability
Product information on this page is provided for general information only and may not reflect the most current terms. Fees, interest rates, rewards and offers can change at any time, and not all terms and conditions are included. Always check the full details on the card issuer’s website before you apply. Approval is at the issuer’s sole discretion. This information isn’t financial advice and Borrowell may receive compensation if you apply for one of the products mentioned.