Is Your Credit Score Above Toronto's Average?
The average credit score of Borrowell members in Toronto is 690. Where do you stand? Check your credit score for free with Borrowell and see if you're above average! A high credit score can help you qualify for the best credit cards, loans, mortgages, and more.
![Toronto Average Credit Score](http://images.ctfassets.net/ufihiutbamyi/5TE39MJGXDV9MTnFOJ2GbC/2c154dfc2cec8523f1c108d63c610c4c/690-Credit-Score-Phone.png?w=650&h=1162&q=90&fm=png)
How to Check Your Credit Score in Toronto
![Compare your credit score to Toronto's average](http://images.ctfassets.net/ufihiutbamyi/wwokbr6xMyy6KRVcEL2RB/1a7683ddd9b2fd550f30f63c3cb62836/Average_Credit_Score_Toronto.png?w=1000&h=754&q=90&fm=png)
Over 170,000 Toronto residents have signed up for Borrowell to check and monitor their credit score for free. Signing up takes less than 3 minutes, and no credit card is required. Once you've signed up for Borrowell, you can download your Equifax credit report for free AND check your credit score at any time without hurting it. Plus, you'll receive weekly updates on how your score has changed. See where your credit score stands with Borrowell.
Why is Monitoring your Credit Score Important?
![Car Loans](http://images.ctfassets.net/ufihiutbamyi/1yOf2MQsBdaY5Us49ekxOK/97d6a4f78cebe6c8e726fc86c8e30799/Auto_Loan_-_Small_image.png?w=480&h=360&q=90&fm=png)
Lenders qualify based on your credit
Your credit score determines whether you qualify for credit cards, car loans, and even a mortgage. By understanding your score, you can work towards making your next big financial decision.
![Check offers and select your personal loan offer.](http://images.ctfassets.net/ufihiutbamyi/4oSZSZwB4u0mYQbPBnAXSu/9897ae75f158bec050810915cc644a1d/Check_Rates___Choose_offer__1_.png?w=480&h=360&q=90&fm=png)
Higher scores get better rates
Building your score will help you with your next credit card, car, or mortgage. Get personalized tips to improve your score, and see what products you can qualify for based on your score.
![How to Check your Credit Score in Canada](http://images.ctfassets.net/ufihiutbamyi/30226JEPQl0pGRvJLpk4vQ/ab4ca0dd67fde5805d96c865c0aaf7dd/Protect_Your_Credit_Score.png?w=1000&h=752&q=90&fm=png)
Monitoring can help you improve
Your payment history with lenders helps you build up your credit history. You can track and monitor your payments through Borrowell, catch any late payments, and watch your credit score improve.
How Can Borrowell Help You?
![Sign up with Borrowell in just under three minutes](http://images.ctfassets.net/ufihiutbamyi/4YveCdaSuCeo84ICkeyxyb/ff82a53816349a72c526361cf10204dd/Free_Credit_Monitori_g.png?w=360&h=270&q=90&fm=png)
Free Credit Monitoring
Sign up in just 3 minutes for free access to your Equifax credit score and report. Checking your score with Borrowell won’t hurt it!
![Credit Improvement Education](http://images.ctfassets.net/ufihiutbamyi/7pqSiA9YCu46Tu2NyhmfOp/0f371d45b37f74675079a821f52d4d93/Credit_Education.png?w=480&h=360&q=90&fm=png)
Credit Education
The first in Canada, our AI-powered Credit Coach helps you understand your credit score and gives personalized tips that may help you improve it.
![Find the Best Product for You](http://images.ctfassets.net/ufihiutbamyi/6K4SA4cHB226bfdfOL0hmn/ef90759ac96139b82c7696ceeb5db442/Product_Recommendations.png?w=480&h=360&q=90&fm=png)
Product Recommendations
As you improve your credit score, you'll receive product recommendations for credit cards, loans, and mortgages that match your profile.
Over 3 Million Canadians Trust Borrowell
Andrea B.
Google
I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!
Ashvin G.
Facebook
Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.
Sam V.
Twitter
Just checked my credit score using Borrowell for FREE and without affecting my score! Gotta love Canadian startups.
See How Your Credit Score Compares to Toronto
Want to see how your credit score compares to over 170,000 Torontonians? Sign up for Borrowell and check your credit score for free. Checking your credit score with Borrowell won't impact it!