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Is Your Credit Score Above Toronto's Average?

The average credit score of Borrowell members in Toronto is 690. Where do you stand? Check your credit score for free with Borrowell and see if you're above average! A high credit score can help you qualify for the best credit cards, loans, mortgages, and more.

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Toronto Average Credit Score

How to Check Your Credit Score in Toronto

Compare your credit score to Toronto's average

Over 170,000 Toronto residents have signed up for Borrowell to check and monitor their credit score for free. Signing up takes less than 3 minutes, and no credit card is required. Once you've signed up for Borrowell, you can download your Equifax credit report for free AND check your credit score at any time without hurting it. Plus, you'll receive weekly updates on how your score has changed. See where your credit score stands with Borrowell.

Check Your Credit Score

Why is Monitoring your Credit Score Important?

Car Loans

Lenders qualify based on your credit

Your credit score determines whether you qualify for credit cards, car loans, and even a mortgage. By understanding your score, you can work towards making your next big financial decision.

Check offers and select your personal loan offer.

Higher scores get better rates

Building your score will help you with your next credit card, car, or mortgage. Get personalized tips to improve your score, and see what products you can qualify for based on your score.

How to Check your Credit Score in Canada

Monitoring can help you improve

Your payment history with lenders helps you build up your credit history. You can track and monitor your payments through Borrowell, catch any late payments, and watch your credit score improve.

How Can Borrowell Help You?

Sign up with Borrowell in just under three minutes

Free Credit Monitoring

Sign up in just 3 minutes for free access to your Equifax credit score and report. Checking your score with Borrowell won’t hurt it!

Credit Improvement Education

Credit Education

The first in Canada, our AI-powered Credit Coach helps you understand your credit score and gives personalized tips that may help you improve it.

Find the Best Product for You

Product Recommendations

As you improve your credit score, you'll receive product recommendations for credit cards, loans, and mortgages that match your profile.

Over 3 Million Canadians Trust Borrowell

  • Profile Picture - Asian Woman

    Andrea B.


    5 Stars

    I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!

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  • Profile Picture - Caucasian Male

    Ashvin G.


    5 Stars

    Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.

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  • Profile Picture - African American Female

    Sam V.


    5 Stars

    Just checked my credit score using Borrowell for FREE and without affecting my score! Gotta love Canadian startups.

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See How Your Credit Score Compares to Toronto

Want to see how your credit score compares to over 170,000 Torontonians? Sign up for Borrowell and check your credit score for free. Checking your credit score with Borrowell won't impact it!

Get Your Free Credit Score