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"We help people make great decisions about credit." - Andrew Graham, Co-Founder and CEO

Borrowell's Story

Borrowell is a Canadian company with a single goal in mind: to make financial prosperity possible for everyone. By providing access to credit education, innovative digital tools and personalized experiences, we strive to help all Canadians feel in control and optimistic about their future.

This is why we were the first in Canada to offer free credit scores and reports from our partner, Equifax, Canada's largest credit bureau.

We wanted to do more, so we created Canada's first AI-powered Credit Coach, Molly, who shares personalized tips that may help you understand and improve your credit.  We also developed our recommendation engine that analyzes your unique credit profile to make personalized financial product recommendations.

With the acquisition of Refresh Financial in 2021, we're now helping even more Canadians by offering secured cards and credit building loans to provide underserved consumers with affordable access to credit and a means to build credit history and achieve long-term financial success.

Over 3 million Canadians have joined Borrowell and trust us to help them make great decisions about credit and achieve their financial goals.

Who We Are

Our team at Borrowell is a talented and diverse group of financial and technology experts.

Interested in joining our team? Visit our Careers page or see or openings here, or follow us on LinkedIn for the latest company news.

Borrowell Team Image

Our Leadership Team

Matt L.
Andrew Graham

Co-Founder & CEO

Eva Wong
Eva Wong

Co-Founder & COO

Jeff Yim
Jeff Yim

CFO, Finance

Simon Wyse
Simon Wyse

VP, Revenue

Amruta Karmarkar headshot
Amruta Karmarkar

VP, Engineering

Awards & Recognition

At Borrowell, we're proud to be globally recognized as one of Canada's leading financial technology companies.

  • Great Places to Work Award Logo
  • KPMG Fintech 100 Award
  • CIX Top 20 Award
  • Deloitte Fast50 Award

Our Trusted Partners

Here are some of the top financial institutions that we partner with to offer customers the best product recommendations to achieve their financial goals.

  • Amex
  • Capital One
  • BMO
  • Scotiabank
  • EQ Bank
  • National Bank
  • Stnce logo
  • SympleLoans

Let Borrowell Help You Achieve Your Goals

Sign up today and get free credit score and report monitoring, tips that may help improve your credit and personalized product recommendations to meet your financial goals.

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In The Press

For press inquiries, please contact [email protected]

  • CBC Press Coverage
  • Financial Post Press Coverage
  • The Globe and Mail
  • Toronto Star