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Refresh Financial is in the Borrowell Family

Refresh Financial can help you improve your credit score, and Borrowell can help you track your progress! Get weekly updates on your Equifax score & access to your full credit report, for FREE, when you create your account! Join over 2 million Canadians who have signed up for Borrowell to improve their financial health. Best part? Checking your score with Borrowell doesn't hurt your score!

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Borrowell Free Credit Score graphic with a credit score of 738

How Can Borrowell Help You?

Sign up with Borrowell in just under three minutes

Free Credit Monitoring

Sign up in just 3 minutes for free access to your Equifax credit score and report. Checking your score with Borrowell won’t hurt it!

Credit Improvement Education

Credit Education

The first in Canada, our AI-powered Credit Coach helps you understand your credit score and gives personalized tips that may help you improve it.

Find the Best Product for You

Product Recommendations

As you improve your credit score, you'll receive product recommendations for credit cards, loans, and mortgages that match your profile.

Why is Monitoring your Credit Score Important?

Car Loans

Lenders qualify based on your credit

Your credit score determines whether you qualify for credit cards, car loans, and even a mortgage. By understanding your score, you can work towards making your next big financial decision.

How to Check your Credit Score in Canada

Loan payments improve your credit

On-time payments on your Credit Building Loan or Secured Card will help you build up your credit history. Track these payments through Borrowelll and watch your credit score improve.

Check offers and select your personal loan offer.

Higher scores get better rates

Building your score will help you with your next credit card, car, or mortgage. Get personalized tips to improve even more - plus get product recommendations based on your unique profile.

Over 2 Million Canadians Trust Borrowell

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    Andrea B.


    5 Stars

    I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!

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    Ashvin G.


    5 Stars

    Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.

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    Sam V.


    5 Stars

    Just checked my credit score using Borrowell for FREE and without affecting my score! Gotta love Canadian startups.

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Refresh and Borrowell are Excited to Team Up

Refresh Financial and Borrowell want to help you improve your financial health. One of the keys to managing your financial health is understanding, improving, and monitoring your credit. Improve your credit score with Refresh Financial and monitor your credit score improvements FOR FREE with Borrowell today.

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