Refresh Financial is in the Borrowell Family
Refresh Financial can help you improve your credit score, and Borrowell can help you track your progress! Get weekly updates on your Equifax score & access to your full credit report, for FREE, when you create your account! Join over 2 million Canadians who have signed up for Borrowell to improve their financial health. Best part? Checking your score with Borrowell doesn't hurt your score!

How Can Borrowell Help You?

Free Credit Monitoring
Sign up in just 3 minutes for free access to your Equifax credit score and report. Checking your score with Borrowell won’t hurt it!

Credit Education
The first in Canada, our AI-powered Credit Coach helps you understand your credit score and gives personalized tips that may help you improve it.

Product Recommendations
As you improve your credit score, you'll receive product recommendations for credit cards, loans, and mortgages that match your profile.
Why is Monitoring your Credit Score Important?

Lenders qualify based on your credit
Your credit score determines whether you qualify for credit cards, car loans, and even a mortgage. By understanding your score, you can work towards making your next big financial decision.

Loan payments improve your credit
On-time payments on your Credit Building Loan or Secured Card will help you build up your credit history. Track these payments through Borrowelll and watch your credit score improve.

Higher scores get better rates
Building your score will help you with your next credit card, car, or mortgage. Get personalized tips to improve even more - plus get product recommendations based on your unique profile.
Over 2 Million Canadians Trust Borrowell
Andrea B.
Google
I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!
Ashvin G.
Facebook
Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.
Sam V.
Twitter
Just checked my credit score using Borrowell for FREE and without affecting my score! Gotta love Canadian startups.
Refresh and Borrowell are Excited to Team Up
Refresh Financial and Borrowell want to help you improve your financial health. One of the keys to managing your financial health is understanding, improving, and monitoring your credit. Improve your credit score with Refresh Financial and monitor your credit score improvements FOR FREE with Borrowell today.