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Fresh Start Finance Has Partnered With Borrowell

Fresh Start Finance knows that understanding your credit score is crucial to managing your financial health. Use Borrowell to check your Equifax credit score for free and make impactful improvements to your score. Join over 1.5 million Canadians who have signed up for Borrowell to improve their financial health.

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Borrowell Free Credit Score graphic with a credit score of 738

What is Your Credit Score?

What is a Credit Score?

Your credit score is a number ranging from 300 to 900 that reflects your creditworthiness. Lenders assess your credit score to see how likely you are to make payments on time. Higher scores help you qualify for better interest rates on car loans, credit cards, mortgages, and more. A good credit score could potentially save you hundreds and even thousands of dollars on interest payments!

Check Your Credit Score

How Does Borrowell Work?

Sign up with Borrowell in just under three minutes

Free Credit Monitoring

Sign up in just 3 minutes for free access to your Equifax credit score and report.

Credit Improvement Education

Credit Education

The first in Canada, our AI-powered Credit Coach helps you understand your credit score and gives personalized tips that may help you improve it.

Find the Best Product for You

Product Recommendations

Compare financial products from over 50+ partners and get personalized recommendations based on your credit profile.

Why is Monitoring your Credit Score Important?

Borrowell helps to get Personal Loans in Canada based on your credit report.

Lenders qualify based on your credit score

Your credit score is one of the main criteria for qualifying for loans, credit cards, and mortgages. Understanding what your actual credit score looks like can help you when you need to borrow money. With Borrowell, you can check your credit score for free and compare what financial products you’re likely to qualify for.

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Credit Score and you ability to apply for a Canadian mortgage

Bill payments improve your credit score

Making regular payments for any loans or credit cards you have can actually help you increase your credit score. Your payment history is a key factor of your credit score, so when you make on-time payments, you’re building up your payment history in a positive way. This will help you improve your credit score and your financial health.

Track Your Score Improvements
Check offers and select your personal loan offer.

Higher scores qualify for lower rates

Building and monitoring your credit score will help you get lower rates on loans, credit cards, and mortgages. If you need a low-interest loan to pay overdue tax balances, you can use Borrowell to quickly compare lenders and rates you qualify for with your credit score. Avoid accumulating tax debt and protect your credit health by paying your tax bills on time.

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Over 1 Million Canadians Trust Borrowell

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Andrea B.


5 Stars

I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!

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Ashvin G.


5 Stars

Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.

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Sam V.


5 Stars

Just checked my credit score using Borrowell for FREE and without affecting my score! Gotta love Canadian startups.

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Fresh Start Finance is Excited to Partner with Borrowell

Fresh Start Finance and Borrowell want to help you improve your financial health. One of the keys to managing your financial health is understanding your credit. Thanks to this new partnership, Fresh Start Finance customers can receive free credit monitoring, including their free credit score and access to the Borrowell Credit Coach.

Get Your Free Credit Score