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    "result": {"data":{"knackCreditCards":{"__typename":"KnackCreditCards","knackId":360,"annualFee":"$120","annualFeeValue":120,"environment":"Development","balanceTransferRate":"19.50%","balanceTransferRateValue":0.195,"balanceTransferRateHigherBoundValue":null,"cashAdvance":"19.50%","cashAdvanceValue":0.195,"cashAdvanceHigherBoundValue":null,"description":"**Welcome offer!** **Get up to $1,014 in rewards value¹.** Offer expires November 30th, 2026.\n\n*   2 year annual fee waived ($240 value)²\n*   20,000 Vancity Rewards points when you spend at least $3,000 in the first three months ($200 rewards value)³\n*   20,000 points when you spend total of $12,000 in the first twelve months ($200 rewards value)⁴\n*   $200 statement credit bonus when you spend $200 in qualifying travel purchases in the first twelve months⁵\n*   2 lounge passes for primary cardholder only ($84 value) ⌀\n*   Visa Airport Companion membership ($90 value) ⌀\n\nSpend more, earn more.\n\n*   10 points for every $1 spent at select local businesses.\n*   5 points for every $1 spent on public transit and ferries. <sup>◊</sup>\n*   2.5 points for every $1 spent on groceries. <sup>◊</sup>\n*   1.25 points for every $1 spent on all other purchases.\n*   2X the points when you book travel through Vancity Rewards – no blackout periods.\n\n\\- Local business benefits <sup>±</sup>\n\n\\- Complimentary Visa Airport Companion membership <sup>⌀</sup>\n\nEnvironmental impact:\n\n\\- 5% of profits from this card go towards the Vancity enviroFund™ program every year and help support climate action.\n\n\\- Our Carbon Counter™ can help you estimate the carbon footprint of your credit card spending.\n\nPremium Visa Infinite benefits including travel, concierge, dining, entertainment, sports and more.\n\nComplimentary Visa Airport Companion membership ⌀ with access to more than 1,200 participating airport lounges worldwide\n\nTravel & purchase coverage:\n\n\\- Auto rental collision/loss damage insurance.<sup>§</sup>\n\n\\- Common carrier travel accident insurance up to $500,000.<sup>§</sup>\n\n\\- Delayed and lost baggage insurance.<sup>§</sup>\n\n\\- Flight delay insurance.<sup>§</sup>\n\n\\- Emergency travel assistance services.<sup>§</sup>\n\n\\- Extended warranty insurance.<sup>§</sup>\n\n\\- Mobile device insurance.<sup>§</sup>\n\n\\- Purchase security insurance.<sup>§</sup>\n\n<sup>^</sup>Terms and conditions apply – for full details click the {Apply now / View Product}button.\n\n¹ This offer (the “Welcome Offer”) is only available online to British Columbia residents and if you are at least 19 years old. For any application, we will obtain your credit bureau report to confirm your continuing eligibility for our product. Approval for a Vancity enviro Visa Infinite card (the “Account”) is subject to meeting one of the minimum declaration requirements for the card (a minimum annual credit card spend of $15,000, a minimum household income of $100,000, a minimum annual personal income of $60,000, or minimum assets under management of $250,000). Additional terms and conditions apply. The Welcome Offer and Annual Fee Rebate may be changed, withdrawn or extended at any time, without notice, and cannot be combined with any other offer unless otherwise specified. This Welcome Offer and Annual Fee Rebate is not available to existing cardholders and cardholders who have activated and/or closed a Vancity enviro Visa Account in the last 12 months. Must apply by November 30, 2026.  \n\n\n  \n\n\nPlease click on the View Product link for the most up to date information.\n\n\\* Trademark of Visa Int. 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