{
    "componentChunkName": "component---src-containers-credit-card-page-tsx",
    "path": "/credit-card/national-bank-my-credit-tm-mastercard",
    "result": {"data":{"knackCreditCards":{"__typename":"KnackCreditCards","knackId":203,"annualFee":"$0","annualFeeValue":0,"environment":"Development","balanceTransferRate":"22.49%","balanceTransferRateValue":0.2249,"balanceTransferRateHigherBoundValue":null,"cashAdvance":"22.49%","cashAdvanceValue":0.2249,"cashAdvanceHigherBoundValue":null,"description":"  \n\n\n*   1% in cashback on restaurant transactions and pre-authorized payments and 0.5% on all other eligible transactions\n*   Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years\n\n  \n\n\nPlease click on the View Product link for the most up to date information. \\*Terms and conditions apply.  \n\n  \n\n†† Rates in Quebec may differ  \n\n\nTo find out more on the credit terms applicable to this product, click [here](https://www.nbc.ca/personal/mastercard-credit-cards/my-credit.html?utm_campaign=retail_creditcard_ao2019&utm_medium=affiliate&utm_source=borrowell&utm_term=mycredit_affiliate-referral_en&utm_content=textlink_all&tacticId=borrowell&promoidentificationInput=IRRN&promoCd=IRRN#notes).  \n\n\n### Credit terms\n\nGrace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.\n\nExample of credit charges over a 30-day period\n\nAnnual interest rate\n\nAverage balance\n\n$500\n\n$3,000\n\n22.49%\n\n$9.24\n\n$55.45\n\n20.99%\n\n$8.63\n\n$51.76\n\n12.90%\n\n$5.30\n\n$31.81\n\n8.9%\n\n$3.66\n\n$21.95\n\n\\*Variable interest rate in effect on September 1, 2021\n\nBalance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.\n\n### Cashback details\n\nSubject to credit approval by National Bank of Canada. The cashback granted is 1% on restaurant purchases and on recurring pre-authorized payments when you use recurring automatic transfers with your mycredit account. The cashback of 0.5% applies to all other eligible purchases during a billing cycle. The account must be in good standing when the cashback is awarded. Your account is in good standing when you comply with the obligations of your cardholder agreement (e.g., making your minimum payment by the due date). These eligible automatic transfers are defined as regular payments that are automatically withdrawn by a merchant on your credit card. Balance transfers, cash advances and fees resulting from the use of the card are excluded from the cashback calculation. For conditions and restrictions that apply to cashback rewards, refer to the [Cashback Program](https://www.nbc.ca/content/dam/bnc/particuliers/pdf/tarification-carte/cash-prog-mycredit-2018.pdf) \\[PDF\\].\n\n### Mobile device protection\n\nSubject to the mobile device’s purchase with the card or mobile plan settled by recurring pre-authorized payments from your mycredit account.","interestRate":"20.99%","interestRateValue":0.2099,"interestRateHigherBoundValue":null,"productName":"National Bank my credit TM Mastercard®","cardPagePath":"/credit-card/national-bank-my-credit-tm-mastercard","url":{"url":"https://ad.doubleclick.net/ddm/trackclk/N295002.2784424BORROWELL/B29196862.370709265;dc_trk_aid=561248682;dc_trk_cid=194673051;Affiliateid={CID};dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1","label":""},"marketingSiteUrl":{"url":"https://ad.doubleclick.net/ddm/trackclk/N295002.2784424BORROWELL/B29196862.370709268;dc_trk_aid=561248685;dc_trk_cid=194673054;Affiliateid={CID};dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1","label":""},"image":{"childImageSharp":{"gatsbyImageData":{"layout":"constrained","images":{"fallback":{"src":"/static/877509b8f49f9ba90ad4b60ff0023c7e/ad05f/mycredit1.png","srcSet":"/static/877509b8f49f9ba90ad4b60ff0023c7e/1fc0f/mycredit1.png 63w,\n/static/877509b8f49f9ba90ad4b60ff0023c7e/b2e4b/mycredit1.png 125w,\n/static/877509b8f49f9ba90ad4b60ff0023c7e/ad05f/mycredit1.png 250w","sizes":"(min-width: 250px) 250px, 100vw"},"sources":[{"srcSet":"/static/877509b8f49f9ba90ad4b60ff0023c7e/724d8/mycredit1.webp 63w,\n/static/877509b8f49f9ba90ad4b60ff0023c7e/1fdd9/mycredit1.webp 125w,\n/static/877509b8f49f9ba90ad4b60ff0023c7e/595cb/mycredit1.webp 250w","type":"image/webp","sizes":"(min-width: 250px) 250px, 100vw"}]},"width":250,"height":158}}}}},"pageContext":{"id":"0c39a77a-f3a8-5b69-a8f8-c4e263ae1647","categories":[{"label":"Cash Back","path":"/credit-cards/cashback"},{"label":"No fee","path":"/credit-cards/no-fee"}],"cardPath":"/credit-card/national-bank-my-credit-tm-mastercard","locale":"en-CA","alternates":{}}},
    "staticQueryHashes": ["178046244","2102445527","3621106515","4232378750","4276008188","892412473"]}